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These tips on savings for retirement were submitted by a real person to help others. These retirement tips can help you adequately save for yours.
Tips on retirement investment planning, the purpose of target date retirement funds, and more on financial planning for retirement.
As you near retirement, get to know the IRA withdrawal rules, especially for retiring early. Read this for IRA withdrawals, penalties, Roth, and taxes.
Warning - after age 70 you could face much higher taxes. A required minimum distribution from your accounts could force you into higher taxes.
How to use target retirement funds in a portfolio. Also called target date retirement funds or lifecycle funds, use these to set your portfolio on auto-pilot.
Here's my bucket list, as an example for you to write yours. Also, other readers share theirs.
The affordable health care act, also called Obamacare became law on March 23, 2010. It really is good for you and your family, and here’s why.
One person's early retirement diary and experiences, from setting a date through the first month of retirement, then more diary pages in retirement.
No Retirement Plans - Some People Want to Retire and Others Don’t. Which type of personality fits you?
A retirement savings account such as a 401k or an IRA is an example of a tax free savings account. Earnings in these accounts are tax free until withdrawn.
In case you aren't sure where to start, here is retirement help just when you need it. An assortment of topics for your choosing.
This cheatsheet gives a condensed version of the Retirement Planning Checklist suitable for cut and paste to your plan documents.
Civil Service Retirement- Another real person's retirement story with lessons learned for your benefit.
Volunteer for meaning in your life as a retiree. Consider these ideas for helping others.
For years I wondered When Can I Retire? It became almost an obsession and I dreamed about it in my spare time. The thing that always scared me was
This month’s topic is life insurance for retirement, diary updates on retirement life. June and July diary entries are combined into one for summer.
A good financial planning retirement planner or guide covers all aspects that could have an impact on finances. A fee-only financial advisor is safest.
Social Security Retirement benefits are the core of most retirees income for basic living expenses. More topics, a brief history of the social security system.
A real people bucket list submitted by a reader, a sample bucket list with photos to inspire yours. Photos from Scotland, glass blowing, a mountain home.
Basics on investment for retirement such as when to start, how investments should progress, goals, etc.
Real person retirement story- this teacher plans a late retirement, then lots of quality time with babies.
John's story of his parents' retirement - As you are planning for your retirement, it is a good idea to think about the 5-10 years leading up to retirement.
Instead of the usual retirement gifts for men you know who are retiring, like golf clubs, barbecue tools, and gag gifts, get that guy going in a new direction.
Retirement Hobbies are absolutely vital to a meaningful and fulfilling retirement. A few thoughts
This is a real people retirement story about grandparenting and a manager who retired early and found the ideal retirement role as a doting grandfather.
Joey shared a story about his friend Rick who had no retirement plan. Learn how to avoid his mistake.
Cashing in a 401k before retirement? Not a good idea, except for this one good reason. Here is why you shouldn't withdraw except for retirement.
My retirement diary entry for April includes an update on how our 401k savings were impacted by withdrawals since our early retirement, plus other diary news.
Where to find a simple retirement calculator to make planning for retirement easy to do, and easy to manage. Examples are given for both PC and Mac users.
Surviving Mom's Retirement is a story about how Mom's retirement affected her daughter's life. Sound like anyone you know?
This real people story from Sarah shows us that adjusting to retirement can take some time, especially for people who don’t yet have interesting hobbies.
Consider how Senior retirement living will be different. Give retirement lifestyle some careful thought, so you can continue to live life to the fullest.
The Life After Job Blog provides an overview of the site's most important and relevant content.
401k early retirement and IRA early retirement rules are very different! Know the differences, or it could cost you or add restrictions you didn't expect.
If you take early withdrawals from your IRA you’ll pay the IRA early withdrawal penalty which is 10% of the withdrawn amount. Read what else you need to know.
A real people story about retirement and divorce. This story is a lesson for all women to prepare for their own retirement.
The best retirement story about real people and the dream retirement they achieved. They raised a family, retired early, built their dream home, and more.
We retired early in December 2011. This is the retirement diary March 2012 entry of our retirement journal describing how we transition from work to freedom.
What will your social security early retirement benefit be? You could take early retirement at age 62, or you may need to wait for the higher benefit amount.
On finding a good retirement life- Mr. Sharm had the means to live a dream retirement, and tried. What he learned surprised him, and might surprise you,too.
Places to Retire? Do you want beaches, mountains, or both? Have you thought about these places?
A real person's career change after 50 years of age and a successful career. One way to semi-retire.
Fund your early retirement with a 401k withdrawal plan or a combination 401k and IRA withdrawal plan. You will also see why portfolio myths exaggerate needs.
This nightshades infographic explains nightshades and their relationship to arthritis and other diseases
The withdrawal and tax rules for an individual retirement account ira. Describes key age rules, mandatory withdrawals, required minimum distributions.
Greg Butler, an Irish Retirement Coach, on challenges of an executive who retires under unfavorable circumstances, but still finds contentment in his new role.
If you thought 401k accounts were only for W-2 employees, think again. A self employed 401k account is available for small businesses, too..
Financial Planning for Retirement Best Practices- learn why the retirement calculators at most financial websites are just for fun, and what to do for real.
An incentive is “something that incites to action.” Besides an early retirement incentive offered by employers, there are other incentives. What's yours?
This is my early retirement journal, and includes diaries for 2011 and 2012 as we navigate early retirement, including a typical day of retirement life so far.
401k tips and how 401k plans work; why you should enroll in a 401k; the difference between a 401k plan and an IRA? These topics and more are covered here
About individual health care plans in the US for early retirement. Examples from AARP, sample health/medical insurance quote, and affordable health care act.
A hardship withdrawal from 401k accounts is allowed when there is an urgent and heavy need for money that can't be met by other means. For details read this.
Disclaimer for website LifeAfterJob.com. All rights reserved. Copyright 2011-2016. Content is periodically reviewed by Copyscape.
Retirement insurance needs should be reviewed before you retire or as you approach retirement. Some coverage needs will be less, others will be more.
Key information about the 3 social security retirement benefits every retiree needs to know about - retirement income, medicare, and supplemental benefits.
Thinking about how to downsize your stuff? Maybe you're preparing to downsize your house or just freeing up space.
One of the many benefits of 401k retirement plans is the FREE MONEY available from most employers to employees who participate in their plans.
Retirement stories by real people. Jo's best retirement, Lorraine on getting the most Social Security, teacher retiring later, divorce story, on grandchildren.
Should you fund a retirement savings account or a college savings account? Why you should fund a retirement savings account before a child's college savings.
Some retirement income calculator tools are so simple they are practically useless. Here are two that I think are the best out there, and they are free.
A story from one of my Real People offers retirement a tip on social security retirement benefits that may help you.
Before buying mutual funds, consider the impact of fees on your long-term returns. Funds with similar performance can give you drastically different results.
This retirement planning checklist covers pre retirement planning to be sure you start your retirement on a solid foundation. Are you fully prepared?
Information about taxes on retirement income including income tax on withdrawals from your IRA and 401k accounts, as well as Social Security, and
If you are planning for early retirement, there are a few very important differences to consider compared to planning for retirement at “normal” retirement age.
Eliminating credit card debt is the absolute best way to improve your financial status. Before you can consider retiring, you must have this debt gone.
This financial planning and retirement story shows how unexpected events can change even the best plans, but a positive attitude helps us adapt with success.
Important advice for 20 somethings on retirement planning. As a 20-something person just getting started, consider these keys to retirement planning.
This is my retirement diary for 2012, which was my first full year of early retirement life. Follow along as my husband and I navigate this new life phase.
Helping you prepare for retirement life, with tips and ideas for your Life After Job. Then live a richer, happier life when you finally quit your job.
Check out an early retirement chart for various types of retirement benefits such as eligibility age, withdrawal age, benefit reductions by age.
Things to do in retirement - hobbies, volunteering, unusual jobs. You need a plan for how you’ll be spending time, before you retire. Here’s why and ideas.
Retirement party ideas to get you started on a rock solid plan for a 2 phase celebration that marks the end of a career and the beginning of an adventure.
Step 1 for paying off credit card debt is to stop buying things on credit, then live within your means. Here's how to do it.
Early Retirement Financial Planning tips and guidance. Retiring before full retirement age costs much more than traditional retirement. Do you know why?
Planning major lifestyle change like retirement can raise a few fears! If you have retirement fears, check here for some coping tips.
How does your income compare to the average retirement income? This page discusses this topic and provides statistics as well as real people examples.
How to get the most from the best retirement savings calculator available online.
Learn how your retirement financial planning should be changing with each decade of your working life. Are your finances in the correct state for your age?
How to save for retirement at each stage of your life to claim your ideal retirement life. Use these retirement planning tips to stop working on YOUR schedule.
Have you figured out how to retire? You think you're ready but not sure what to do next? Here are steps to take.
What's the best calculator for planning retirement income? Here are the steps you need for using it.
Before you become a nomad and sell your home to buy a fancy RV, take a long vacation on the road to see if you truly enjoy this life.
Why a fee only financial advisor is the best way to get objective financial advice, for retirement planning or any financial planning you might need.
Financial Planning for Retirement Detailed Steps- Follow this plan to build your own customized retirement calculator.
Retirement annuities are explained, including an example income and investment scenario, and what you should consider before choosing one.
A couple shares their financial details, retirement budget, and retirement income and how they approached their early retirement.
By visiting an early retirement forum, you can learn from others who have already been in your shoes. Here is a description of a five, and my top pick.
May’s Diary Topic is Advantages of Mutual Funds, mentions related articles, and explanations for evaluating and picking funds for your 401k.
Stephanie's story about how her retirement plans changed when her husband became ill.
The best credit card offer for you is the one that serves your specific needs. A new small business card, or a better interest rate. Top 5 things
Learn how to provide retirement income funds from your savings for a retirement paycheck. Figure your savings goals and how to use the money in retirement.
Is now the best time to retire? Nervously, Jack and Cheryl face retirement in troubling times.
Thoughts on Travel for retirees and a few interesting places to think about visiting.
You’ve never heard of TIAA-CREF because they previously only served these clients - Teachers and employees of medical and educational institutions. But now
Understanding how and when to use a reverse mortgage can give you more flexibility in your retirement. A reverse home mortgage can provide supplementary income.
Once you've decided you're ready to retire and start the retirement countdown clock, consider these items, and get a countdown clock for your computer for fun.
What are mutual funds? If you haven’t done much with your retirement savings accounts, you probably need to read this. It will clear up some of the mystery.
How to build your own retirement planning tool box. Here is a core set of tools for building your detailed retirement plan.
This real people story is about a retired office worker who is now excited about working in retirement in a completely new field.
What is the Social Security Retirement Age? More on the age to file, early retirement, and why you may want to delay retiring past age 65.
More Retirement Planning Guide information on early retirement withdrawals from 401k and IRA accounts, and tax info.
When you first start seriously considering when to retire, how much to retire also comes into it. Can you manage on a part time income if not fully retiring?
Retirement Realities - In our 3rd year of retirement, a good time to talk about retirement realities and a few retirement problems.
This Early Retirement Withdrawal 401k article describes how and when to setup an income stream from your 401k. Key things to remember.
After you’ve saved steadily for several years, and definitely after 10 years, you need a portfolio assessment. What it’s all about and why you need one.
My retirement story - A little bit about me and my thoughts on retirement.
These retirement planning articles highlight the critical rules for a rock solid retirement strategy. Do you follow them?
Consolidating credit card debt by with cash advances is an approach to paying off debt. Follow these steps and examples to make the most of those offers.
Get tips for frugal living whether you are saving for retirement or living in retirement. A frugal lifestyle can be more satisfying than an extravagant one.
Do you know what to consider in evaluating a voluntary early retirement offer? Here are things to consider.
A common retirement goal is to retire for more family time. Here are things to consider regarding visiting, and family issues.
The file and suspend strategy, a way of increasing a couple's total income from Social Security, is going away as of May 2, 2016.
There are retirement account types, with different rules and considerations for each type. Learn about annuities, 401k, IRA, and other account types here.
A retirement health alert for anyone who suffers any type of chronic disease or pain. I retired early due to arthritis, but am getting better now.
An update to the Best Retirement Story about Joann and Jimmy, and where things stand now.
Regarding retirement planning for women, more often than men, women end up living in poverty after retirement due to lack of planning and other factors.
Senior retirement living topics including lifestyle decisions, independent lifestyle, multi-family homes, retirement communities, and non-traditional options.
Early retirement planning is more challenging than planning for traditional retirement age. Without the safety net of Social Security, there are extra risks.
Follow these extra retirement planning tips over the years, to live simply and frugally, and be ready for life after career.
The Civil Service Retirement System and additional resources for finding more detailed information on CSRS/FERS retirement plans.
Ideas for the best retirement jobs for socializing, and other job ideas that can meet various goals.